About Us

Who We Are

Welcome to The Mortgage Team at Canopy Mortgage, your partners in homeownership. Our mission is to simplify your journey to buying, investing, refinancing, or accessing your home’s equity. With in-house experts and streamlined processes, we ensure a personalized, smoother experience, offering better rates and lower costs. We are "The Team that Brings You Home".

What We Do

We are a client-focused team that offers a comprehensive suite of mortgage solutions, personalized to meet the distinct needs of each client we serve. With an array of specialized loan programs, including FHA, Conventional, VA, USDA, Jumbo, and Non-QM Loans, our goal is to ensure that you have access to the best options tailored to your financial scenario. We navigate the intricacies of the mortgage landscape with precision and personal care, ensuring you feel informed and at ease. As your advocates and allies, we're with you every step of the way, because bringing you home is more than our mission—it's our passion.

Meet the Team

Gilbert Almaraz, NMLS #346586
Branch Manager
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Gilbert Almaraz brings over 18 years of dedicated experience to his role as Branch Manager at Canopy Mortgage. A devoted mortgage banker with a deep-rooted passion for guiding clients through the journey of homeownership and financial growth, Gilbert excels in providing strategic loan solutions that are as much about precision as they are about personalized care. His commitment is reflected in his continual pursuit of industry knowledge and the exceptional service he delivers, striving to go above and beyond in every endeavor.

An enthusiastic mentor to new Loan Officers, Gilbert thrives in the collaborative atmosphere of Canopy Mortgage, contributing to a culture of support and excellence. Away from the office, he is just as passionate about life, whether he’s staying active, shooting hoops, or being the family chef at home. Gilbert cherishes his roles as a dedicated father, husband, son, and brother, holding family at the heart of his personal and professional life.

Gilbert’s favorite quote, “I’ve failed over and over and over again in my life… That is why I succeed,” by Michael Jordan, encapsulates his approach to life and work with resilience and determination.

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Maribel Nieto, NMLS #1704899
Senior Mortgage Loan Officer
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Maribel Nieto, a dedicated Loan Originator, transitioned to the mortgage industry in 2018, leveraging her 18 years of experience in insurance. Mentored by Branch Manager Gilbert Almaraz, she brings a strong passion for service to her role. Maribel excels in building relationships with families, guiding them towards achieving their home buying aspirations. She values the industry's flexible schedule, which accommodates her commitment to both professional and family responsibilities.

Outside of work, Maribel is deeply involved in personal development workshops and supports her family, including helping care for her special needs sister. She actively contributes to 'With Love for Vegas,' a non-profit that provides essential laundry and cleaning services to those in need. Learn more about their mission at With Love for Vegas.

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Patricia Smith
LOA / Processor
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Patricia brings over 25 years of expertise to the mortgage industry, beginning her career as a Loan Originator and advancing through roles such as Processor, Loan Originator Assistant (LOA), and Operations Manager. Fluent in both Spanish and English, she provides exceptional support to loan originators and their clients, ensuring clear communication and personalized service that effectively meets diverse needs. Since relocating to Las Vegas in March 2015, Patricia has consistently demonstrated her dedication to excellence in all aspects of her work.

Beyond her professional life, Patricia is passionate about cooking, cherishes quality time with her grandchildren, and values her role as a devoted wife. Her family home is made complete by the joyful companionship of her five beloved puppies.

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Gilbert Almaraz, Branch Manager
galmaraz@canopymortgage.com
NMLS ID #346586
702.800.7130
Branch Address
6363 South Pecos Road, suite 206
Las Vegas, NV 89120
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Canopy Mortgage, LLC | Branch: Canopy Mortgage - TLC Group - 13809 Research Blvd, Ste 500, Austin, TX 78750 | Office #512-598-9093 | NMLSConsumerAccess.org<https://nmlsconsumeraccess.org/> #: 1359687 | Equal Housing Lender - All loans subject to credit and property approval. Consumers wishing to file a complaint against a banker or a residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.

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